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Leasing at Kamera Express – finance professional equipment flexibly
Want to expand your photo or video equipment without straining your liquidity? Then leasing with Kamera Express is the perfect solution! Together with our financing partner ALBIS Leasing, we offer tailored leasing models for business customers – simple, fast, and flexible.
What is leasing at Kamera Express?
Leasing is the smart alternative to a traditional purchase – especially for business owners, self-employed professionals, companies, and freelancers. Instead of one large upfront investment, you pay for your camera or studio equipment comfortably in monthly instalments. At the end of the term, you decide whether to take ownership of the product, return it, or invest in something new.
- ✔️ No large upfront investment – From just €500 net goods value.
- ✔️ Preserve liquidity – Capital stays available for other investments.
- ✔️ Tax deductible – Lease payments generally count as business expenses.
- ✔️ Fast processing – Lease approval within minutes.
- ✔️ Flexible terms – Choose between 36 and 60 months.
- ✔️ Use the latest technology – Always stay up to date.
Who is Kamera Express leasing suitable for?
- Photographers, videographers, and studios.
- Agencies and media companies
- Content creators with a registered business
- Self-employed professionals and freelancers
- Institutions, schools, and educational providers
How do I lease a product?
1. Choose your desired product
Whether it’s camera equipment, IT hardware, machinery, or more – decide on the product your business needs.
2. Determine the term
Together with ALBIS Leasing, you set the contract term and monthly instalments to match your budget.
3. Become the owner or lease again
At the end of the lease contract, you can choose to take ownership of the device, return it, or lease something new.
Hire purchase with ALBIS Leasing vs. leasing
Hire purchase with ALBIS Leasing
What is it?
A classic instalment financing model: ALBIS pays the purchase amount upfront, and you repay it in fixed instalments – including VAT, which is due immediately. You become the beneficial owner from the start of the contract.
Balance sheet & ownership:
The item counts as part of your assets from the start and can be depreciated. At the end of the term, legal ownership also automatically transfers to you.
Advantages:
- No large one-off purchase, just clear monthly instalments
- Early ownership status, usable for tax purposes
- Fully amortised instalments – you own the item at the end
Who is this for?
Hire purchase is ideal if you want to use the device long-term and be the owner from the start – including tax depreciation options.
Leasing
What is it?
You get the right to use the device without immediately becoming the owner. The leasing company remains the legal owner. Your lease payments cover usage, financing costs, and profit.
Balance sheet & ownership:
For tax purposes, the leased item is attributed to the leasing company. With balance-sheet-neutral treatment, you don’t need to capitalise it on your balance sheet.
Variants:
- Full amortisation leasing: The instalments cover the full value, but you don’t become the owner.
- Partial amortisation (residual value leasing): You pay only part of the cost, leaving a residual value – with options like return, purchase, or residual value settlement.
Who is this for?
Leasing is attractive if you want to use modern technology without balance sheet impact and stay flexible – e.g. with regular model changes or an unclear usage period.
Frequently asked questions about leasing
Leasing is a financing method where business customers use photo or video equipment through monthly instalments instead of buying it outright. At the end of the lease contract, you can choose to take ownership of the device, return it, or lease something new.
Leasing is aimed at: photographers, videographers and studios; agencies and media companies; content creators with a registered business; self-employed professionals and freelancers; institutions, schools and educational providers.
Yes, the leasing offer applies from a goods value of €500 net.
Contract terms are flexible and range between 24 and 48 months.
The process is simple: choose your desired product; set the term and monthly instalments (together with leasing partner ALBIS Leasing); at the end of the term: take ownership, return, or reinvest.
Hire purchase: You become the beneficial owner from the start of the contract, the device counts as part of your assets from then on and you can depreciate it. In the end it becomes legally yours. Leasing: The device remains the legal property of the leasing company. You pay for usage, financing costs, and profit. Ownership doesn’t transfer automatically, which also affects balance sheet and tax treatment.
Lease payments generally count as business expenses and are therefore tax deductible. With hire purchase, depreciation can start from the beginning, since beneficial ownership exists.
This depends on the chosen variant: with full amortisation of the instalments, the device may become yours without further payment; with residual value leasing (partial amortisation), a residual value may remain that needs to be settled or arranged through return.
Processing usually takes just a few minutes.
Only with hire purchase are you treated as the beneficial owner from the start. Not with leasing – you use the device, while ownership remains with the leasing company.
